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Subscriptions, and the money they quietly take.

Plain guides to keeping subscriptions under control: finding the ones you forgot, ending free trials in time, cancelling the common services, and what it all costs a year.

  1. 4 min read

    How to track your subscriptions (without linking your bank)

    A five-step method for getting every subscription into one list, knowing what they cost a month and a year, and hearing about each renewal before it happens. No bank login needed.

  2. 3 min read

    Choosing a subscription tracker that doesn't need your bank login

    What bank-linking subscription apps actually do, when it's worth it, and the eight things a tracker needs if you'd rather keep your bank out of it.

  3. 3 min read

    Where forgotten subscriptions hide, and how to find every one

    A 20-minute audit that finds the subscriptions you stopped noticing: the App Store, Google Play, PayPal, Amazon, email receipts, and the yearly charges that only show up once.

  4. 3 min read

    Free trials: how to stop paying for things you meant to cancel

    Why free trials turn into charges, the one habit that stops it, and what to do if you've already been billed for a trial you forgot.

  5. 4 min read

    How to cancel subscriptions: where the cancel button usually is

    The one rule that explains most failed cancellations, plus where to find the cancel option for Netflix, Spotify, YouTube Premium, Amazon Prime, Disney+, iCloud+, ChatGPT Plus, Adobe and Microsoft 365.

  6. 3 min read

    What your subscriptions really cost per year (the maths most of us skip)

    Monthly prices are designed to feel small. Here is how to turn every subscription into a yearly number, why that number changes decisions, and a simple way to decide what to keep.